Tag Archives: money

The Top 25 Scholarships, Grants, and Other Financial Aid Opportunities For Women

Financial aid is a huge problem for millions of students every year who want to attend college. And yet, it is reported that billions of dollars in scholarship funding and grants are given away annually. Below are the top 2013/14 scholarships, grants, and financial aid opportunities for women:

#1 – The AARP Foundation Women’s Scholarship Program provides scholarship funds to low-income women who are over the age of 50, and are seeking new job skills, training, and educational opportunities.
Learn more at www.scholarshipsonline.org/2012/04/aarp-foundation-womens-scholarship.html

#2 – The Betty Rendel Scholarship is available to female undergraduates each year who are attending a four-year accredited college or university and majoring in political science, government or economics. It is open to women across the nation.
Learn more at www.scholarshipsonline.org/2013/04/betty-rendel-scholarship.html

#3 – The Women’s Independence Scholarship Program, Inc. helps women who have survived domestic violence to return to school and become self-sufficient. The primary candidates are single mothers with young children who lack the resources to attend college.
Learn more at www.scholarshipsonline.org/2013/04/womens-independence-scholarship-program.html

#4 – The Miss America Scholarship Fund offers scholarships to over 12,000 young women who compete in the state and local competitions as well as Miss America first place winner, four runners-up, semi-finalists and non-finalists.
Learn more at www.scholarshipsonline.org/2013/03/miss-america-scholarship-fund.html

#5 – The Google Anita Borg Memorial Scholarship is open to female undergraduate seniors or female students enrolled in a graduate program and studying Computer Science or Computer Engineering.
Learn more at www.scholarshipsonline.org/2013/01/google-anita-borg-memorial-scholarship.html

#6 – The Young Women In Public Affairs Award is a scholarship for young women age 16 to 19 with an interest in public affairs who plan to enroll in college.
Learn more at www.scholarshipsonline.org/2012/11/young-women-in-public-affairs-award.html

#7 – The Talbots Scholarship Program awards one-time scholarships to women who want to go back to school to earn their undergraduate degree after graduating from high school or receiving their GED at least ten years ago.
Learn more at www.scholarshipsonline.org/2012/11/the-talbots-scholarship-program.html

#8 – The Go Red Multicultural Scholarship champions greater inclusion of multicultural women in the nursing and medical industries, address important gaps in treatment, and ensure that all Americans have an opportunity to work with their healthcare providers to make the best choices that lead to good health.
Learn more at www.scholarshipsonline.org/2012/09/go-red-multicultural-scholarship-fund.html

#9 – The Jeannette Rankin Women’s Scholarship Fund awards scholarships every year to low-income women who are 35 years of age or older.
Learn more at www.scholarshipsonline.org/2012/05/jeanette-rankin-womens-scholarship-fund.html

#10 – The AWG Minority Scholarship Program encourages young minority women to pursue courses of education and careers in the field of geosciences.
Learn more at www.scholarshipsonline.org/2012/04/awg-minority-scholarship.html

#11 – The WIFLE Scholarship Program is open to undergraduate, graduate and post-graduate female students interested in a career in law enforcement.
Learn more at www.scholarshipsonline.org/2013/08/wifle-scholarship-program.html

#12 – Linda Lael Miller Scholarships is for women age 25 or older who want to complete their education because they were unable to previously due to life challenges.
Learn more at www.scholarshipsonline.org/2013/08/linda-lael-miller-scholarships-for-women.html

#13 – Women in Public Finance Achievement and Scholarship Awards are for female high school seniors who are pursuing careers in public finance, government, nonprofits or law.
Learn more at www.scholarshipsonline.org/2013/08/women-in-public-finance-achievement-and.html

#14 – The American Association of Japanese University Women (AAJUW) Scholarship Program is available to Japanese women currently enrolled in an accredited college or university in the state of California.
Learn more at www.scholarshipsonline.org/2013/08/the-american-association-of-japanese.html

#15 – The BlackBerry® Scholars Program is for freshman women studying science, technology, engineering or math in college.
Learn more at www.scholarshipsonline.org/2013/07/the-blackberry-scholars-program.html

#16 – SRR Women in Finance Scholarship is for juniors at a four-year college or university majoring in finance, economics or accounting.
Learn more at www.scholarshipsonline.org/2013/07/srr-women-in-finance-scholarship.html

#17 – Glamour’s Top 10 College Women Competition is open to young women who are in their junior year of college who have excellent grades and leadership skills.
Learn more at www.scholarshipsonline.org/2012/09/glamours-top-10-college-women.html

#18 – Executive Women International Scholarship Program offers scholarships to both male and female outstanding high school seniors who plan to pursue a four-year college degree program.
Learn more at www.scholarshipsonline.org/2012/09/executive-women-international.html

#19 – Vanguard Women in Information Technology Scholarship offers merit-based scholarships to female students entering their junior or senior year of college.
Learn more at www.scholarshipsonline.org/2012/04/vanguard-women-in-information.html

#20 – Joe Francis Haircare Scholarship offers financial assistance to female and male students currently applying for or already enrolled in a cosmetology or barber school.
Learn more at www.scholarshipsonline.org/2012/04/joe-francis-haircare-scholarship.html

#21 – National Student Nurses’ Association Scholarships are awarded to students currently enrolled in a state-approved nursing degree program that leads to a LPN or RN licensing.
Learn more at www.scholarshipsonline.org/2013/07/national-student-nurses-association.html

#22 – Sara Scholarship is available to female high school seniors who plan to attend college and are active in golf.
Learn more at www.scholarshipsonline.org/2013/05/sara-scholarship.html

#23 – Womenetics Advancing Aspirations Global Scholarship offers a scholarship contest for both women and men who are currently enrolled in an accredited college or university.
Learn more at www.scholarshipsonline.org/2013/07/advancing-aspirations-global-scholarship.html

#24 – Asian Women In Business Scholarship Fund offers scholarships to exceptional US-based Asian female students who are outstanding scholars as well as leaders.
Learn more at www.scholarshipsonline.org/2013/01/asian-women-in-business-scholarship-fund.html

#25 – Job’s Daughters Supreme Scholarships offer several different scholarships for single female students who are high school seniors, graduates or currently attending technical school or college.
Learn more at www.scholarshipsonline.org/2012/12/jobs-daughters-supreme-scholarships.html

20 Things the Rich Do Every Day

Tom Corley, on his website RichHabitsInstitute.com, outlines a few of the differences between the habits of the rich and the poor.

1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of poor people gamble.

2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor do this.

3. 76% of wealthy exercise aerobically four days a week. 23% of poor do this.

4. 63% of wealthy listen to audio books during commute to work vs. 5% of poor people.

5. 81% of wealthy maintain a to-do list vs. 19% of poor.

6. 63% of wealthy parents make their children read two or more non-fiction books a month vs. 3% of poor.

7. 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3% of poor.

8. 80% of wealthy make Happy Birthday calls vs. 11% of poor.

9. 67% of wealthy write down their goals vs. 17% of poor.

10. 88% of wealthy read 30 minutes or more each day for education or career reasons vs. 2% of poor.

11. 6% of wealthy say what’s on their mind vs. 69% of poor.

12. 79% of wealthy network five hours or more each month vs. 16% of poor.

13. 67% of wealthy watch one hour or less of TV every day vs. 23% of poor.

14. 6% of wealthy watch reality TV vs. 78% of poor.

15. 44% of wealthy wake up three hours before work starts vs. 3% of poor.

16. 74% of wealthy teach good daily success habits to their children vs. 1% of poor.

17. 84% of wealthy believe good habits create opportunity luck vs. 4% of poor.

18. 76% of wealthy believe bad habits create detrimental luck vs. 9% of poor.

19. 86% of wealthy believe in lifelong educational self-improvement vs. 5% of poor.

20. 86% of wealthy love to read vs. 26% of poor.

A Word from Dave…

There has been so much negative and ignorant response to the above list that I felt I needed to respond and teach; that is what teachers do. So to clear up any confusion from others’ blogs and comments about us, we are adding this commentary to this posting. —Dave


Over the last two decades, my company has taught people what the Bible says about money: getting on a plan … in the Bible; getting out of debt … in the Bible; living on less than you make … in the Bible; saving money and thereby building wealth … in the Bible; being generous and remembering God owns it all … in the Bible. We teach living like no one else so that later you can live and GIVE like no one else. Our lessons are about getting your family under control financially so you can take care of your own household first. We also teach the importance of giving no matter where you are in the process, first with tithing and then with extraordinary generosity when you’re able. We have always taught that responsible generosity is the natural walk for a believer. Anyone who has attended our courses or read our work knows this is a fact.

In addition to that, I have railed on things where the poor are oppressed in our culture—things like payday lending, rent-to-own, or our own government-sponsored oppression, the lottery.

Because of this, I am amazed at how many of my brothers and sisters in Christ have attacked us because of a simple list posted on our website. Maybe it shouldn’t amaze me in our Twitter culture—where immature people now study, reflect, research and communicate in only 140 characters—yet it still does. The piece in question is a simple list outlining the habits of the poor versus the habits of the rich. It could just as easily have been a different list of the habits of the obese versus the habits of the physically fit.

What saddens me is that some members of our culture are so doctrinally shallow and so spiritually immature that the reaction was often rude, inappropriate or outright abusive. This reaction is sad because it’s focused only on this one little list, not on our body of work. When you actually bother to look into what we teach, you find generosity and grace taught throughout. This reaction is sad because it’s not even a reflection of what that little list actually says. This reaction is sad because it is a reflection of how politicized, immature and doctrinally ignorant some members of our Christian culture are.

This list simply says your choices cause results. You reap what you sow. Is the research perfect? No. It is a small sample, but it does pass the common-sense smell test. Does this research or the reason for posting it have anything to do with third-world countries? No. Anyone with good walking-around sense can see that this is a first-world discussion. Is this list a way of hating the poor? Seriously? Grow up.

There is a direct correlation between your habits, choices and character in Christ and your propensity to build wealth in non-third-world settings. To dispute that or attribute hate to that statement is immature and ignorant. To assume that our ministry hates the poor is ludicrous and is a reflection more on you than on our work or our beliefs.

Biblically speaking, poverty is caused and perpetuated primarily by some combination of three things:
1. Personal habits, choices and character;
2. Oppression by people taking advantage of the poor;
3. The myriad of problems encountered if born in a third-world economy.

The third-world economy is and should be a whole different discussion. If you are broke or poor in the U.S. or a first-world economy, the only variable in the discussion you can personally control is YOU. You can make better choices and have better results. If you believe that our economy and culture in the U.S. are so broken that making better choices does not produce better results, then you have a problem. At that point your liberal ideology has left the Scriptures and your politics have caused you to become a fatalist.

One of the main reasons our culture has prospered is because of our understanding and application of biblical truths. Bible-believing Christians believe in sowing and reaping—what the world calls cause and effect—as well as in God’s sovereignty and providence. The scientific method you should have learned in seventh-grade science class is based on sowing and reaping (cause and effect). Bible-believing Christians understand God has called us to have an impact, to take dominion, on our environment, and logic follows that our habits, choices and character have consequences and harvests. For over 200 years, that belief system has led to life-changing industry, inventions and a standard of living never known before on this planet. This is not hate; on the contrary, it is love.

My wife and I started our lives with almost nothing, eating off a card table and driving two cars that did not total $2,000 in value. We were broke, but we did not believe that was our destiny. Over the next several years, we grew a real estate fortune, but lost all of that due to bad decisions and choices. And yes, it was all my fault. I was scared, beat up, beat down, and worn out with two small children and a marriage hanging on by a thread. But the Bible doesn’t say I’m a victim; God’s Word says I am a child of the King. So we began the long process of rebuilding our lives twenty-five years ago. God has blessed our efforts and we have done well, and for that I am incredibly grateful and humbled.

Despite these blessings, there are others who have far more than I do. The talents and treasures on this earth are not distributed equally, and that is not fair—or is it? God has chosen to give most of you better hair than me, to make Tiger Woods a better golfer than me, to make Brad Paisley a better guitarist than me, and to make Max Lucado a better writer than me. With God’s grace, I am fine with that. I am not angry at them, and I don’t think they have done something wrong by becoming successful. As I’ve matured, I’ve come to realize that God is indeed fair, but fair does not mean equal.

My team and I are loving teachers who understand that people’s best shot at having a better life is to make better choices, have better habits, and grow their character. Our long track record of helping people shouts what we believe. We love Christ, we love people, and we believe the Bible’s teachings are the answer to the world’s struggles. We will continue to put them forth in the marketplace, and we will fight for our right to do so regardless of whether you agree—or whether you have the capacity to understand. We will do that because we don’t work for our critics; we do our work as unto the Lord, and we won’t stop until He tells us to.